Terms and Conditions

This website (“Website”) is operated by Mission Hills Federal (“MHF”) and these terms and conditions apply to all websites owned, operated, controlled and otherwise made available by MHF and its affiliates (including, but not limited to, mirrored, co-branded and successor sites).

IMPORTANT – READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE, SUBSCRIBING TO MHF SERVICES, PURCHASING PRODUCTS, DOWNLOADING SOFTWARE, TECHNOLOGY, CONTENT OR DATA AND/OR OTHERWISE USING THE MHF SERVICES AND PRODUCTS, AND THE RELATED MHF SOFTWARE, DATA AND/OR TECHNOLOGY USED, STORED, LICENSED OR ACCESSED IN CONNECTION THEREWITH AND THE RELATED INTELLECTUAL PROPERTY RIGHTS EMBODIED THEREIN (COLLECTIVELY, THE “MHF TECHNOLOGY”).

MHF IS WILLING TO PROVIDE YOU WITH ACCESS TO THE MHF TECHNOLOGY THROUGH THIS WEBSITE AND MAKE AVAILABLE PRODUCTS AND SERVICES TO YOU  ONLY UPON THE CONDITION THAT YOU ACCEPT ALL OF THE TERMS AND CONDITIONS SET FORTH HEREIN, ON ANY REGISTRATION OR ORDER FORM RECEIVED BY YOU FROM MHF OR ITS AFFILIATES IN CONNECTION WITH THE MHF TECHNOLOGY  (COLLECTIVELY, “REGISTRATION AND ORDER FORMS”) AND ON ANY DOCUMENTS REFERENCED HEREIN OR ANY additional terms and conditions that can be viewed either on the pages containing ANY services or offerings, or via a link on those pages or other directions to the additional terms and conditions (COLLECTIVELY, THE “AGREEMENT”).  IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT, PROMPTLY CEASE USING THE MHF TECHNOLOGY, AND/OR EXIT THIS PAGE BEFORE DOWNLOADING, ACCESSING, USING, SUBSCRIBING OR INSTALLING THE MHF TECHNOLOGY OR PURCHASING PRODUCTS AND SERVICES FROM MHF.

Authority:

By accessing, subscribing, downloading and/or otherwise using the MHF Technology, you (a) certify that you are at least 18 years of age, and that, if you are acting on the behalf of any person or entity, you are authorized to act on behalf of such party, (b) have read this Agreement and have agreed to be legally bound by this Agreement, and (c) agree to all operating rules and policies of MHF that may be published within the MHF Technology or this Website.

Intellectual Property:

The MHF Technology (including, this Website) is owned and operated by MHF and its licensors and are protected by copyright and other intellectual property laws under United States and international laws and treaties – Copyright 2013 MHF Debt Solutions.  All rights reserved.  The compilation and arrangement of all content, data and other information found within the MHF Technology is also the sole and exclusive property of MHF and its licensors and is protected by U.S. and international intellectual property laws. The “look and feel” of the MHF Technology, meaning, the structure, sequence and layout of the audiovisual components of such technology as perceived by you, including, but not limited to, the color combinations, button shapes, and all other graphical and navigational elements, are also proprietary to MHF and its licensors and fully protected under U.S. and international intellectual property laws.

Access to MHF Technology:

You shall be responsible for obtaining access to the MHF Technology and for all equipment necessary to access the MHF Technology and you acknowledge that obtaining the foregoing may involve third-party fees (such as internet service provider or airtime charges).  You are responsible for all charges associated with connecting you to the MHF Technology, including, without limitation, all telephone, equipment, airtime and internet service provider charges.

Limitation of Liability:

NEITHER MHF, ITS SUPPLIERS, OTHER THIRD PARTIES MENTIONED WITHIN THE MHF TECHNOLOGY, NOR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THE MHF TECHNOLOGY AND SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, DIRECT, INDIRECT, PUNITIVE DAMAGES, OR ANY OTHER LOSSES, COSTS, OR EXPENSES OF ANY KIND WHICH MAY ARISE, DIRECTLY, OR INDIRECTLY, FROM YOUR USE OF, ACCESS TO, OR INABILITY TO USE AND ACCESS THE MHF TECHNOLOGY OR FROM YOUR PURCHASE OF PRODUCTS AND/OR SERVICES PURCHASED THROUGH THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, DAMAGES OR INJURY FROM OR RELATING TO: THE DOWNLOADING OF ANY MATERIAL CONTAINED WITHIN THE MHF TECHNOLOGY; THE LINKING TO OTHER WEBSITES FROM THE MHF TECHNOLOGY; THE SERVICES, PRODUCTS OR INFORMATION OFFERED ON, MADE AVAILABLE THROUGH THIS WEBSITE; COMPUTER VIRUS OR SYSTEM FAILURE; AND/OR THE UNAVAILABILITY OF ANY SERVICES OR PRODUCTS MENTIONED WITHIN THE MHF TECHNOLOGY WHETHER OR NOT MHF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.  SUBJECT TO THE FOREGOING, IN NO EVENT SHALL MHF’S AGGREGATE LIABILITY TO YOU FOR ANY AND ALL DAMAGES, LOSSES, AND CAUSES OF ACTIONS (WHETHER IN CONTRACT, STRICT LIABILITY, TORT OR OTHERWISE INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) EXCEED THE FEES PAID, IF ANY, BY YOU TO MHF FOR ACCESS AND USE OF THE MHF TECHNOLOGY OR THE PURCHASE PRICE OF ANY GOODS OR SERVICES PURCHASED THROUGH MHF TECHNOLOGY, OR, IN ALL OTHER CASES, FIVE DOLLARS ($5.00).

ANY CREDIT SCORE MADE AVAILABLE TO YOU BY MHF THROUGH THE SERVICES ON THIS WEBSITE IS NOT A FICO SCORE, AND IS NOT A MEANT TO REPLICATE ANY CREDIT SCORES REPORTED BY ANY OTHER COMPANY, INCLUDING, BUT NOT LIMITED TO, ANY CONSUMER REPORTING AGENCY.  MHF DOES NOT GUARANTEE THAT ANY ESTIMATED CHANGE IN YOUR CREDIT SCORE PRESENTED AS PART OF ANY SERVICES AVAILABLE ON THIS WEBSITE WILL RESULT IN AN EQUAL OR COMPARABLE CHANGE IN ANY CREDIT SCORE CALCULATED BY ANY OTHER COMPANY WITH REGARD TO YOUR CREDIT.

MHF IS NOT IMPLYING AND DOES NOT GUARANTEE THAT THE SERVICES AVAILABLE ON THIS WEBSITE WILL IMPROVE YOUR CREDIT RECORD, CREDIT HISTORY, CREDIT RATING OR CREDIT SCORE.  WE WILL NOT LEND YOU MONEY OR REPAY YOUR DEBTS, NOR WILL WE ASSIST YOU IN OBTAINING AN EXTENSION OF CREDIT IN ANY MANNER.  WE DO NOT, AND WILL NOT CONTACT ANY CONSUMER CREDIT REPORTING AGENCY ON YOUR BEHALF TO DISPUTE ANY INFORMATION CONTAINED ON YOUR CREDIT REPORT.  CERTAIN FEDERAL AND STATE LAWS PROHIBIT MAKING ANY STATEMENT WHICH IS UNTRUE OR MISLEADING WITH RESPECT TO YOUR CREDIT WORTHINESS, CREDIT STANDING OR CREDIT CAPACITY (I) TO A CREDIT REPORTING AGENCY, OR (II) TO ANY PERSON (A) WHO HAS EXTENDED CREDIT TO YOU OR (B) TO WHOM YOU HAVE APPLIED OR ARE APPLYING FOR AN EXTENSION OF CREDIT.  CERTAIN FEDERAL AND STATE LAWS ALSO PROHIBIT MAKING ANY STATEMENT THE INTENDED EFFECT OF WHICH IS TO ALTER YOUR IDENTIFICATION TO PREVENT THE DISPLAY OF YOUR CREDIT RECORD, HISTORY OR RATING (I) TO A CREDIT REPORTING AGENCY, OR (II) TO ANY PERSON (A) WHO HAS EXTENDED CREDIT TO YOU OR (B) TO WHOM YOU HAVE APPLIED OR ARE APPYING FOR AN EXTENSION OF CREDIT.

ANY INFORMATION PROVIDED TO YOU AS PART OF THE SERVICES MADE AVAILABLE ON THIS WEBSITE REGARDING YOUR RIGHTS UNDER FEDERAL, STATE OR OTHER LAW, INCLUDING, BUT NOT LIMITED TO, THE FAIR REPORTING ACT (15 U.S.C. 1681, ET SEQ.) AND THE FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003 (PUB. L. 108-159, 117 STAT. 1952) IS INTENDED TO PRESENT ONLY A GENERAL OVERVIEW OF SUCH LAW AND IS NOT INTENDED TO CONSITUTE LEGAL ADVICE.  IF YOU HAVE SPECIFIC QUESTION OR CONCERNS RELATING TO SUCH LAWS, YOU SHOULD SEEK APPROPRIATE LEGAL COUNSEL.

SOME STATES DO NOT ALLOW THE EXCLUSION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN ALL CASES.

Warranty Disclaimer:

You access and use the MHF Technology at your sole risk.  The MHF Technology is provided to you on an “as is” and “as available” basis.  To the fullest extent permissible pursuant to applicable law, MHF disclaims all warranties (whether express, statutory or implied) of any kind, including, but not limited to, implied warranties of title, merchantability, data accuracy, system integration, fitness for a particular purpose, non-infringement and any other warranty arising under the Uniform Commercial Code, usage of trade, course of conduct or otherwise.

Without limiting the foregoing, MHF does not represent or warrant that (a) the MHF Technology will be uninterrupted, timely, secure or error-free, (b) the defects in the MHF Technology will be corrected, (c) the MHF Technology or the servers that operate the MHF Technology are free of viruses or other harmful components, (d) the data, results and information within the MHF Technology will be correct, accurate, adequate, useful, reliable or otherwise; and (e) the MHF Technology will meet your needs, requirements or expectations.

MHF may make changes to the content within the MHF Technology or to the products or services described in it, at any time without notice to you.  Further, MHF assumes no liability or responsibility for any errors or omissions in the content within the MHF Technology.  The materials in the MHF Technology may be out of date or inaccurate, and MHF specifically disclaims any duty to update such content.

Any material downloaded or otherwise obtained by you through the use of the MHF Technology is done at your sole discretion and risk.  You will be solely responsible for any damage to your computer system or loss of data that results from the downloading of any such material including, but not limited to, damage caused by viruses.

You acknowledge and agree that MHF shall not be responsible or liable for (i) any unauthorized access to or alteration of your Submissions; (ii) any Submission sent or received or not sent or received and (iii) any Submission stored on storage devices owned, operated or controlled by MHF.  You acknowledge and agree that MHF shall not be responsible or liable for any Submissions or conduct of any third party, including, but not limited to, content sent using and/or included within the MHF Technology provided by any other user of this Website or any third party licensors or suppliers of MHF.

Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you. If any of the exclusions set forth in this Section is determined by a court of competent jurisdiction to be unenforceable, then all such express, implied and statutory warranties shall be limited in duration for a period of thirty (30) days after the date on which you first access the MHF Technology, and no warranties shall apply after such period.

Electronic Delivery Policy and Your Consent:

By using the MHF Technology, you consent to receive from MHF all communications including notices, agreements, legally required disclosures or other documents or information in connection with the MHF Technology (collectively, “Notices”) electronically in accordance with our Electronic Delivery Policy. MHF may in its discretion provide such electronic Notices by posting them on this Website.  If you desire to withdraw your consent to receive Notices electronically, you must discontinue your use of the Website and the MHF Technology.

Disruptive Behavior:

Harassment in any manner or form on this MHF Website or through the use of the MHF Technology, including via email, web blog (“blog”), comments, submissions, chat, or by use of obscene or abusive language, is strictly forbidden.  Impersonation of others or misrepresenting your affiliation with another, including a MHF employee or representative, as well as other members or visitors on this MHF Website or through use of the MHF Technology is prohibited.  You may not upload to, distribute, send or otherwise publish through this MHF Website or within the MHF Technology any content which is harmful, libelous, defamatory, obscene, disruptive, harassing, threatening, offensive, invasive of privacy or publicity rights, abusive, hateful, or racially, ethnically or otherwise objectionable; which may constitute or encourage a criminal offense, violate the rights of any party; or which may otherwise give rise to civil liability, violate any law or infringe on a third party’s intellectual property right (including, but not limited to, material that violates MHF’s then current policies).

You may not: (i) use MHF Technology to harm minors in any way; (ii) forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the MHF Technology; (iii) upload, post, email, transmit or otherwise make available any materials that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); (iv) upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;  and (v) “stalk” or otherwise harass another; or collect or store personal data about other users.

Participation Disclaimer:

MHF does not and cannot review all Submissions posted to or created by users accessing the MHF Technology (including, but not limited to, this Website), and is not in any manner responsible for the content of these communications or the activities of these users.  You acknowledge that by providing you with the ability to view and distribute user-generated content through the MHF Technology (including, but not limited to, this Website), MHF is merely acting as a passive conduit for the distribution of such information and is not undertaking any obligation or liability relating to the content or the users’ activities.  Even though MHF may monitor and review transmissions, we assume no responsibility or liability which may arise from the content thereof, including, but not limited to, claims for defamation, libel, slander, infringement, invasion of privacy, obscenity, profanity or misrepresentation.  Notwithstanding the foregoing, MHF reserves the right to block or remove communications, postings, or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading; (c) in violation of a copyright, trademark, patent, trade secret or other intellectual property rights of another or (d) offensive or otherwise unacceptable to MHF in its sole discretion.

Submissions:

Any and all comments, suggestions, ideas, graphics, personally identifiable information and any other information that you transmit to MHF through the MHF Technology (“Submission”) become and will remain the sole and exclusive property of MHF and may be used by MHF anywhere, anytime and for any reason whatsoever, including, but not limited to, developing, manufacturing, and marketing products and services incorporating the Submission, subject only to our Privacy Policy with respect to our use of your personally identifiable information.  By making a Submission, you waive the right to make any claim against MHF Debt Solutions or any of its respective parents, subsidiaries, affiliates, employees, agents, directors, officers, and shareholders related to the Submission, including, but not limited to, unfair competition, invasion of privacy, negligence, breach of implied contract or breach of confidentiality, and you further waive all moral rights you may have in any materials uploaded or sent to us by you.  To the extent MHF does not acquire full ownership to your Submission, you hereby assign all right, title and interest in and to your Submission to MHF without the payment of any further consideration to you by MHF.  You agree to execute any instruments and to do all things reasonably requested by MHF to vest in MHF all right, title and interest in and to your Submission.  You also hereby irrevocably designate and appoint MHF and its duly authorized officers and agents as your agent and attorney in fact, which appointment is coupled with an interest, to act for and in its behalf to execute, verify and file any document and do any other lawfully permitted acts to further the purpose of the foregoing sentences with respect to the ownership of the Submission as if executed by you.

You represent and warrant that your Submissions: (a) shall be true, accurate, current, complete and not misleading, (b) shall not violate the rights of any third party, including, but not limited to, intellectual property and proprietary rights, (c) shall not be fraudulent or involve counterfeit or stolen information or items, (d) shall not violate any law, statute, ordinance or regulation, and (e) shall not create any liability for MHF.  You also agree to maintain and promptly update your Submissions by means of the MHF Technology in order to keep that information true, accurate, current and complete.

Use of the MHF Technology:

Subject to the terms and conditions set forth herein and any third party restrictions, MHF grants you a non-transferable, non-exclusive and non-sublicenseable limited right and license to view, use and access the MHF Technology to incidentally view, print and download the images, text, graphics, photographs, audio, video and other content available within the MHF Technology solely for your informational purposes and for your immediate, private, personal and non-commercial use; provided you retain all MHF copyright and proprietary notices contained in the original materials or any copies thereof.

All rights not expressly stated herein are reserved by MHF and MHF disclaims any and all implied licenses.  Without limiting the foregoing, you agree not to: (i) reverse engineer, decompile, reverse compile, translate, adapt, or disassemble or otherwise access the MHF Technology, or any part thereof; (ii) copy, distribute, display, transmit or reproduce the MHF Technology, or any part thereof, in any form, including, but not limited to, fonts, icons, link buttons, wallpaper, and unlicensed merchandise; (iii) publish, display, disclose, sell, rent, lease, modify, store, loan, distribute, publicly display or perform, co-brand, frame, permit third parties to link to, or create compilations or derivative works of the MHF Technology, or any part thereof, including, but not limited to, using any part of the MHF Technology to create fonts, icons, links, buttons, wallpaper and unlicensed merchandise; (iv) assign, sublicense, convey, transfer, pledge as security or otherwise encumber the rights and licenses granted hereunder; or (v) use the MHF Technology in any fashion that may infringe any patent, copyright, trademark, trade secret or any other intellectual property or proprietary right of MHF, its third party suppliers or any other third party.

You agree not to access the MHF Technology by any means other than through the interface that is provided to you by MHF for use in accessing the MHF Technology.

By posting of information or other materials on this Website or within the MHF Technology or by making such information available for downloading by you, MHF does not waive any proprietary right in and to the MHF Technology (including, but not limited to, copyright, service mark, trademark, patent, trade secret or other intellectual property or proprietary right) and does not transfer any rights to you in the MHF Technology except for the limited license expressly granted herein.

Digital Millennium Copyright Act Notice:

Pursuant to the Digital Millennium Copyright Act, MHF has designated the person listed below as its agent to receive notifications of alleged copyright or other intellectual property infringement on this Website.  MHF respects the intellectual property of others, and asks our users to do the same. If you believe that your work has been copied in a way that constitutes infringement, or your intellectual property rights have been otherwise violated, please provide MHF’s Copyright Agent the following information (the “Copyright Notice”):  (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; (b) a description of the copyrighted work or other intellectual property that you claim has been infringed; (c) a description of where the material that you claim has been infringed is located in the MHF Technology; (d) your address, telephone number and email address; (e) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and (f) a statement by you, made under penalty of perjury, that the information in your Copyright Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

MHF’s Agent for transmitting the Copyright Notice for claims of copyright or other intellectual property infringement can be contacted at:

Mission Hills Federal
Office of the General Counsel
15540 Rockfield Ave Ste A-110
Irvine, CA 92619

Confidentiality:

At all times during the term hereof and at all times thereafter, you shall keep confidential and not disclose, directly or indirectly, and shall not use for the benefit of yourself, or any other individual or entity, any Confidential Information of MHF.  “Confidential Information” means any Submissions, trade secrets, or confidential or proprietary information whether in written, digital, oral or other form that is unique, confidential or proprietary to MHF or its licensors, including, but not limited to, all parts of the MHF Technology and any other materials or information related to the business or activities of MHF that are not generally known to others engaged in similar businesses or activities.

Trademark:

Any and all trademarks displayed within the MHF Technology are owned by MHF, its licensors or its affiliates.  Nothing in this Agreement should be construed as transferring any aspects of such rights to you or to any third party.

Passwords and Your Obligations:

You may be asked to register as a member on certain pages or services within the MHF Technology and to select a unique username and password in order to be able to access your account and use any of the MHF Technology.  As a registered member, you are responsible for maintaining the confidentiality and security of your username and password and shall be responsible for all uses of your username and password, including, but not limited to, any purchases facilitated through the use thereof, whether or not in fact authorized by you. You agree to immediately notify MHF in writing of any breach of security, including, without limitation, unauthorized use of your username or password.  You also understand that exiting immediately from your account (i.e., “logging off”) at the end of each session will enhance your account security and that failure to do so may permit other persons having access to your computer to use, or modify, your account.  If you permit any person to use your username and password, you shall be liable for all activity and transactions made by that person including transactions for which you may not have authorized.

Please notify us immediately of any unauthorized use of your user name and password via email to webmaster@missionhillsfederal.com

Security:

The MHF Technology resides on the public internet. MHF uses commercially reasonable measures to protect the confidentiality and security of any communications transmitted to MHF and any information stored on servers controlled by MHF. Notwithstanding these efforts, MHF cannot guarantee the confidentiality and security of such electronic communications and storage devices used to store such information (including, personally identifiable information) and disclaims all liability arising therefrom.

Without limiting the foregoing, you shall not (a) violate or attempt to violate the security of the MHF or another entity; (b) access data or materials not intended for you; (c) log into or access a server or account which you are not authorized to access; (d) attempt to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures; (e) upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (e) interfere with, disrupt, or harm in any way the MHF Technology, the servers or networks used in connection with it, or services to any user, host or network; (f) use the MHF Technology in violation of the requirements, procedures, policies or regulations of any other website providers, websites, chat rooms, networks connected to the MHF Technology (including, but not limited, to this Website) or the like; (g) use Internet Relay Chat (IRC) bots via this MHF Website (i.e., programs that utilize excessive resources by connecting to an IRC network and running 24 hours per day); (h) run any program on this MHF Website or through the MHF Technology that makes a service or resource available to others, including, but not limited to, port redirectors, proxy servers, chat servers or simulated multi-user environments; (i) run programs or specifically configure machines in such a way as to keep a dialup connection active when not in use or otherwise bypass automatic disconnection for inactivity, unless a dedicated access account is provided; or (j) engage in denial of service attacks (i.e., actions designed to impair network access by flooding a site or the Internet with useless traffic).

Violations of system or network security may result in civil or criminal liability.  MHF reserves the right to investigate occurrences that may involve such violations and may involve and cooperate with, law enforcement authorities in prosecuting users who have participated in such violations.

Representations:

Subject to the terms and conditions set forth herein, you may use the MHF Technology only for lawful purposes.  The MHF Technology is subject to, and you agree that you shall at all times comply with, all applicable local, state, national, and international laws, statutes, rules, regulations and ordinances including, but not limited to, any regulations having the force of law that are applicable to the use of the MHF Technology and to your Submission.

Revisions and Consents:

MHF reserves the right to revise the terms and conditions of this Agreement at any time and for no or any reason whatsoever.  MHF also reserves the right to make changes at any time, without notice or obligation, to any of the information, products or services contained on or offered through the MHF Technology (including, but not limited to, on this Website).  Such updates, revisions, supplements, modifications and additional rules, policies, terms and conditions shall be effective immediately and incorporated in this Agreement upon notice thereof, which may be given by any reasonable means, including, but not limited to, posting such changes on this Website or via electronic notice as described above.  By continuing to enter this Website and/or using the MHF Technology, you acknowledge and agree that you shall be bound by any such revisions.  Accordingly, you should periodically review the terms and conditions of this Agreement.

Arbitration:

Except for the failure to pay any fees and/or disputes concerning a breach of the scope ofthe license granted herein, any other dispute arising out of, relating to or in any way connected with this Agreement, on written request of either party served on the other, shallbe submitted to final and binding arbitration before a single arbitrator.  If the parties are unable to agree on an arbitrator within thirty (30) days after a party has served notice of a request to arbitrate, then an arbitrator shall be selected by the American Arbitration Association pursuant to its then-current rules, within fifteen (15) days after the parties are unable to agree on the arbitrator. Arbitration shall take place in the City of Orlando in accordance with the Rules and Regulations of the American Arbitration Association (Commercial Division).

General Provisions:

If any part of this Agreement is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions of this Agreement.  You agree that if any part of the terms and conditions of this Agreement are found to be unenforceable, then the remainder of the terms and conditions of this Agreement will remain in full force and effect.

MHF’s failure to insist upon or enforce strict performance of any provision of the terms and conditions of this Agreement shall not be construed as a waiver of any other provision, term or right set forth herein.  Neither the course of conduct between the parties nor trade practice shall act to modify any of the terms and conditions of this Agreement.  MHF may assign its rights and duties under this Agreement to any party at any time without notice to you.  You may not assign this Agreement or the rights granted herein to any party without the prior written consent of MHF.  The section headings used in this Agreement are for convenience only and have no legal or contractual effect.

Entire Agreement:

This Agreement constitutes the entire agreement between you and MHF with respect to the subject matter addressed herein, and governs your access to and use of the MHF Technology, superseding any prior agreements between you and MHF relating to such subject matter, but this Agreement may be supplemented by any other agreement you enter into with MHF pursuant to your enrollment and/or participation in other features of the MHF Technology.

Print this Agreement:

For record keeping purposes, MHF encourages you to print this Agreement and the ancillary documents described herein.

Created: January 25th, 2017

Terms and Conditions - Mission Hills Federal